HNC Senior Market Advisors – Medicare Advantage

80+ Reviews

HNC Senior Market Advisors offers comprehensive Medicare Advantage enrollment assistance with expert guidance and exceptional customer service.

A Medicare Advantage Plan (like an HMO or PPO) is another way to get your Medicare coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private insurance companies that must follow rules set by Medicare.

Medicare Advantage can include:

Dental
Fitness

Vision
And More!

COMPARE MEDICARE ADVANTAGE 


Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor.  Enrollment in the plan depends on the plan’s contract renewal with Medicare

PART A & PART B
Original Medicare
Government Program:


Hospital Insurance
Medical Insurance



PART C
Medicare Advantage
Private Insurance:

Hospital Insurance
Medical Insurance
Vision
Dental
Hearing
Prescriptions


Medicare Enrollment Periods

Medicare offers three specific times in which those eligible may enroll.

Understanding these enrollment periods is a key factor.

Initial Enrollment Period (IEP)

Applicants “age in” to this period 
3 months before the month of their 65th birthday Includes the month of their birthday Ends 3 months after turning 65

Annual Enrollment Period
(AEP) 10/15 – 12/7

Ability to change MA/Part D plans or to enroll if member did not previously have creditable coverage

Below you will find a list of important dates to keep in mind when shopping for a Medicare plan. The official enrollment period for current members only happens once a year, so make sure you don’t miss out!

  • October 1: Medicare Beneficiaries receive information about Medicare Advantage (MA) and Prescription Drug plans.
  • October 15 – December 7: Open Enrollment for Medicare Advantage health plans and Part D plans with a January 1 effective date. During this time, beneficiaries can enroll, switch or disenroll from a Medicare Advantage Plan. Coverage will begin on January 1, as long as the health plan receives your request by December 7.
  • January 1 – March 31st : During this time, Medicare Advantage beneficiaries enrolled in a Medicare Advantage plan can switch to Original Medicare or select a standalone Prescription Drug Plan. If you switch to Original Medicare during this period, you will also have until February 14 to join a Medicare Prescription Drug Plan to add drug coverage. Medical and/or drug coverage will begin the first day of the month after the health plan receives your enrollment request. During this period, you cannot:
  • Switch from Original Medicare to a Medicare Advantage Plan.
  • Switch from one Medicare Advantage Plan to another.
  • Switch from one Medicare Prescription Drug Plan to another.
  • Enroll, switch or disenroll from a Medicare Medical Savings Account Plan.

Special Enrollment Periods

In most cases, you must stay enrolled for the calendar year starting the date your coverage begins. However, under certain circumstances, other enrollment periods may be available anytime during the year. You may be able to enroll, switch or disenroll from a Medicare Advantage Plan during a Special Enrollment Period.